FREQUENTLY ASKED
QUESTIONS
我們可以快速地回答你們的常問問題
FREQUENTLY ASKED
QUESTIONS
我們可以快速地回答你們的常問問題
1.「佳亞澳洲物業」是一間香港公司還是澳洲公司？Is Gaia Property Australia a Hong Kong or Australian company?
「佳亞澳洲物業」是一間澳洲註冊的公司，辦事處設於澳洲的墨爾本，由香港人 Ruby 於 2016 年成立，主要業務為澳洲物業買賣、物業租務及管理、物業開發項目管理等，主要客戶位於墨爾本、昆士蘭、香港、澳門及馬來西亞等。
Gaia Property Australia is an Australian-registered company based in Melbourne. It was founded in 2016 by Ruby, who is originally from Hong Kong. Our core services include property sales, leasing and management, and development project management. We serve clients from Melbourne, Queensland, Hong Kong, Macau, Malaysia, and beyond.
2. 從什麼途徑可以聯絡到「佳亞澳洲物業」？How can I contact Gaia Property Australia?
你可以透過電郵、電話或 WhatsApp call 聯絡我們：
電郵：ruby.ng@gaiaproperty.com.au
電話/WhatsApp 號碼: +61-422-670-270
You can reach us via email, phone, or WhatsApp:
📧 Email: ruby.ng@gaiaproperty.com.au
📞 Phone/WhatsApp: +61 422 670 270
3. 澳洲買樓有什麼手續？What is the process of buying property in Australia?
選好心儀物業後，簽買賣合約，簽約後14日內付一成首期，九成尾數及印花稅於成交日全數交付。
Once you’ve selected a property, the process is as follows: sign the purchase contract, pay a 10% deposit within 14 days, pay the remaining 90% balance and stamp duty on settlement day.
4. 海外投資者購買澳洲物業要付多少印花稅？How much stamp duty do overseas buyers need to pay?
澳洲物業位於不同州份所收取的印花稅都不一樣，總括而言，外國買家要付額外的附加印花稅，所付稅率請參照以下圖表。
Stamp duty rates vary by state. Foreign buyers must also pay a foreign buyer surcharge. Refer to the table below for approximate rates:
📊 See “Stamp Duty Chart for Overseas Buyers” for more details.
Stamp Duty Chart for Overseas Buyers
海外投資者物業印花稅圖表
NSW: Based on AUD $1 million property value
Other states: Based on AUD $700,000 property value
新州印花稅以樓價澳幣100萬元計算
其他州份印花稅以樓價澳幣70萬元計算
5. 投資澳洲物業的回報大約多少？我如何收取租金回報？有什麼費用我需要注意？What kind of returns can I expect from investing in Australian property? How do I receive rental income? What costs should I be aware of?
如沒有澳洲籍的話，最高貸款可達七成，首期大約三成 (未計印花稅)。
如本身有澳洲籍，貸款可高達八成至九成，首期約一至兩成 (同樣未計印花稅)。
Non-citizens: Up to 70% loan-to-value ratio (LVR) → Deposit ~30% (excluding stamp duty)
Australian citizens: Up to 80–90% LVR → Deposit ~10–20% (excluding stamp duty)
7.「佳亞澳洲物業」可以幫助我們買地起屋嗎? Can Gaia Property Australia help me buy land and build a house?
可以，我們有土地開發商提供屋連土地的買樓套裝，客人可選擇心儀的土地及房屋款式。
Yes. We work with land developers to offer house-and-land packages. Clients can choose their preferred block and house design.
8.「佳亞澳洲物業」可以協助我辦樓宇按揭嗎?Can you assist with home loan applications?
可以，無論你是澳洲籍買家或是外國買家，我們都可以協助辦理樓宇按揭。
Absolutely. Whether you’re an Australian citizen or a foreign buyer, we can assist with mortgage applications through our lending partners.
9. 澳洲買樓可以移民嗎? Can I immigrate to Australia by buying property?
單憑在澳洲買樓是不可以申請移民的，但申請到澳洲移民後，某些移民條例的要求是可以透過買樓來滿足的。
No. Property purchase alone does not qualify you for Australian residency. However, certain visa programs may allow property purchases to support your application once you’ve obtained a visa.
10. 澳洲和墨爾本樓市走势如何? What is the outlook for the Australian and Melbourne property market?
過去 25 年來澳洲房地產價值上漲 425%，在未來 5 年，澳洲人口將從 2,500 萬增加到 3,000 萬人；悉尼、墨爾本及布里斯班佔全澳洲總人口七成，墨爾本於 2027 年人口將會突破 570 萬，超越悉尼成為全澳洲人口最多的州份。
未來 25 年澳洲平均全國的房屋價值會上漲至 290 萬澳元，而墨爾本亦將會從目前的 80 萬增加到超過 580 萬澳元！澳洲現在有大約 1,030 億澳元以上的國家基礎建設項目計劃在未來十年完成， 當中包括墨爾本地鐵項目將於 2025 年完工，到時會把墨爾本的樓價繼續推高。
Over the past 25 years, Australian property values have increased by 425%. In the next 5 years, the population is projected to grow from 25 million to 30 million, with Melbourne expected to surpass Sydney in population by 2027.
By 2050, the national median house price is forecast to reach AUD $2.9 million, with Melbourne rising from the current AUD $800,000 to over AUD $5.8 million. Australia currently has over AUD $103 billion in national infrastructure projects planned, including the Melbourne Metro Tunnel, expected to complete in 2025, which will likely drive prices even higher.
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Legal Disclaimers
Gaia Property Australia Ltd is a licensed real estate agency, licensed to do business in Melbourne, Victoria. No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), which should be independently verified, and Gaia Property Australia Ltd expressly disclaims any liability in connection therewith. No financial or legal advice provided.
Gaia Property Australia Ltd
Suite 409, 111 Overton Road, Williams Landing, VIC 3027 Australia
Hong Kong Office
香港黃竹坑業興街11號南匯廣場A座12樓1222室Room 1222, 12/F, Tower A, Southmark, 11 Yip Hing Street, Wong Chuk Hang, Hong Kong
This site is not a part of the Facebook website or Facebook Inc. Additionally, This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
Legal Disclaimers
Gaia Property Australia Ltd is a licensed real estate agency, licensed to do business in Melbourne, Victoria. No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), which should be independently verified, and Gaia Property Australia Ltd expressly disclaims any liability in connection therewith. No financial or legal advice provided.
Gaia Property Australia Ltd
Suite 409, 111 Overton Road, Williams Landing, VIC 3027 Australia
Hong Kong Office
香港黃竹坑業興街11號南匯廣場A座12樓1222室Room 1222, 12/F, Tower A, Southmark, 11 Yip Hing Street, Wong Chuk Hang, Hong Kong
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